web3/concepts/private-money.md

900 B

Private Money

A currency issued by a private party instead of a nation state or central-banks. Private money has a distribution-problem.

Many crypto assets allege to be a form of transnational private money in either their namesake or political imaginaries.

American Wildcat Banks

The America financial system, before the Civil War, had a large network of independent banks which all issued their own notes as a form of private money. The system was not effective as rife with fraud and systemic-risk. The bank note was nationalized by The National Banking Acts of 1863.

https://www.npr.org/sections/money/2012/12/07/166747693/episode-421-the-birth-of-the-dollar-bill

Scottish Bank Notes

Company Scrip

Town Money

References

  • [@gorton_taming_2021]
  • [@hockett_moneys_2019]