# Financial Asset
A financial asset is a non-physical asset whose value is derived from a contractual claims on [income cashflows](income-cashflows.md), an underlying [currency](currency.md) or [commodity](commodity.md), or risk transfer between counterparties.

Financial assets definitionally have no [use value](use-value.md).  However a financial asset with must have either income or an underlying that generates its [fundamental-value](fundamental-value.md). 

See also [ficticious commodity](ficticious-commodity.md).

## Examples
* [Stock](stock.md)
* [Bond](bond.md)
* [Credit default swap](cds.md)