diff --git a/modules/rflows/components/folk-flows-app.ts b/modules/rflows/components/folk-flows-app.ts
index 58c9688..9da40d8 100644
--- a/modules/rflows/components/folk-flows-app.ts
+++ b/modules/rflows/components/folk-flows-app.ts
@@ -5622,7 +5622,7 @@ class FolkFlowsApp extends HTMLElement {
 	}
 
 	private renderBorrowerOptions(): string {
-		const termOptions = [120, 240, 360]; // 10yr, 20yr, 30yr
+		const termOptions = [60, 120, 180]; // 5yr, 10yr, 15yr
 		const budget = this.borrowerMonthlyBudget;
 
 		// Build lender pool: each active lender has available capital (simulated from repaid principal)