diff --git a/modules/rcart/components/folk-payment-request.ts b/modules/rcart/components/folk-payment-request.ts
index 88bc2f6..1c61e8e 100644
--- a/modules/rcart/components/folk-payment-request.ts
+++ b/modules/rcart/components/folk-payment-request.ts
@@ -30,6 +30,7 @@ class FolkPaymentRequest extends HTMLElement {
 	private enabledMethods = { card: true, wallet: true, encryptid: true };
 
 	// Result state
+	private loading = false;
 	private generating = false;
 	private generatedPayment: any = null;
 	private qrDataUrl = '';
@@ -50,7 +51,14 @@ class FolkPaymentRequest extends HTMLElement {
 	connectedCallback() {
 		this.space = this.getAttribute('space') || 'default';
 		this.checkExistingSession();
-		this.render();
+
+		// Restore payment from URL if present (e.g. ?id=abc-123)
+		const urlId = new URLSearchParams(window.location.search).get('id');
+		if (urlId) {
+			this.loadExistingPayment(urlId);
+		} else {
+			this.render();
+		}
 	}
 
 	private getApiBase(): string {
@@ -134,6 +142,48 @@ class FolkPaymentRequest extends HTMLElement {
 		this.render();
 	}
 
+	// ── Load existing payment from URL ──
+
+	private async loadExistingPayment(paymentId: string) {
+		this.loading = true;
+		this.render();
+
+		try {
+			const res = await fetch(`${this.getApiBase()}/api/payments/${paymentId}`);
+			if (!res.ok) throw new Error('Payment not found');
+			const data = await res.json();
+
+			this.generatedPayment = data;
+			this.description = data.description || '';
+			this.amount = data.amount || '';
+			this.amountEditable = data.amountEditable || false;
+			this.token = data.token || 'USDC';
+			this.chainId = data.chainId || 8453;
+			this.paymentType = data.paymentType || 'single';
+			this.maxPayments = data.maxPayments || 0;
+			this.enabledMethods = data.enabledMethods || { card: true, wallet: true, encryptid: true };
+			this.authenticated = true; // skip auth since we're viewing
+
+			// Build URLs
+			const host = window.location.origin;
+			this.payUrl = `${host}/${this.space}/rcart/pay/${paymentId}`;
+			this.qrSvgUrl = `${host}/${this.space}/rcart/api/payments/${paymentId}/qr`;
+
+			// Generate client-side QR
+			try {
+				const QRCode = await import('qrcode');
+				this.qrDataUrl = await QRCode.toDataURL(this.payUrl, {
+					margin: 2, width: 280,
+					color: { dark: '#1e1b4b', light: '#ffffff' },
+				});
+			} catch { /* QR generation optional */ }
+		} catch (e) {
+			this.authError = e instanceof Error ? e.message : String(e);
+		}
+		this.loading = false;
+		this.render();
+	}
+
 	// ── Generate payment request ──
 
 	private async generatePayment() {
@@ -188,6 +238,11 @@ class FolkPaymentRequest extends HTMLElement {
 					color: { dark: '#1e1b4b', light: '#ffffff' },
 				});
 			} catch { /* QR generation optional */ }
+
+			// Update URL so page can be reloaded
+			const newUrl = new URL(window.location.href);
+			newUrl.searchParams.set('id', this.generatedPayment.id);
+			history.pushState(null, '', newUrl.toString());
 		} catch (e) {
 			this.authError = e instanceof Error ? e.message : String(e);
 		}
@@ -206,6 +261,12 @@ class FolkPaymentRequest extends HTMLElement {
 		this.paymentType = 'single';
 		this.maxPayments = 0;
 		this.enabledMethods = { card: true, wallet: true, encryptid: true };
+
+		// Clear URL param
+		const newUrl = new URL(window.location.href);
+		newUrl.searchParams.delete('id');
+		history.pushState(null, '', newUrl.toString());
+
 		this.render();
 	}
 
@@ -218,7 +279,8 @@ class FolkPaymentRequest extends HTMLElement {
 			<h1 class="page-title">Request Payment</h1>
 			<p class="page-subtitle">Generate a QR code anyone can scan to pay you</p>
 
-			${this.generatedPayment ? this.renderResult() :
+			${this.loading ? '<p style="text-align:center;color:var(--rs-text-secondary)">Loading payment...</p>' :
+				this.generatedPayment ? this.renderResult() :
 				!this.authenticated ? this.renderAuthStep() :
 				this.renderForm()}
 		</div>`;